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Elevation Mortgage Elevation Mortgage
  • Home
  • Mortgage Calculator
  • Mortgage Solutions
    • First Time Home Buyers
    • Home Renovation
    • Mortgage Renewal
  • Blog
  • Connect With Us

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    Contact Us

    ELEVATION MORTGAGE

    julie@elevationmortgage.ca
    Julie: 403.828.4832

    andy@elevationmortgage.ca
    Andy: 403.828.8832

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    Andy Jeffery l Julie Jeffery - Serving Alberta and BC
    Happy New Year! We are kicking off the year feeli Happy New Year!

We are kicking off the year feeling rested and ready to have a fantastic 2026. 🎇

Just wanted to share a few things we want everyone to know! 

🥳 We can source mortgage solutions from over 20 lenders including banks, national mortage lenders and credit unions. 

🎉 Our services are free to our clients!

🤩 We are licensed mortage agents in both Alberta and BC. 

🎊 We provide mortage options for principal residences including town / city / acreages, rental and vacation properties and second family homes. 

🪅We work on home purchases, mortage renewals, refinances and adding a secure line of credit. 

🫶🏻 We love your referrals. Thank you to our real estate partners, accountants, financial planners, friends and family for referring new clients our way. So much gratitude for your trust in us! 

#2026
    Not a single family photo with all four of us. 😂❤️ But a lovely Christmas with lot of family time, fun and rest! Yoga, dog walks, squash, hot tubs time, scrabble matches, great food and drinks and friends! Happy New Year all! Full of gratitude for 2025 and ready for 2026! 🤩
    The best time of year! The cross country ski trail The best time of year! The cross country ski trails are slowly opening ❄️🌨️🌬️☃️ Now go away rain, let it snow, snow, snow! Winter paradise. Thankful moment for the immense beauty surrounding us! 💙PS this was a few days ago. Fingers crossed we get a good dump this week! 🤞🏻Thanks for the photo Laura Ferguson Watson.
    Morning views at the most beautiful dog park ever Morning views at the most beautiful dog park ever 😍 Vivian is living her best life. So are we! ❤️🐶🐾
    Our sweet little pup Stitch gave us more love in t Our sweet little pup Stitch gave us more love in ten months than we could ever imagine. We will miss him so much.💔 He was the cutest, cuddly tiny love bug. Thanks to Jen Bee for saving his life and making sure he had the best, last ten months. We coudn’t be more grateful. We spoiled him daily, endless snuggles and snacks and carried him in his sling and he toured all over Nelson and beyond. Many great adventures with his fur sister, Vivi. So much exploring and fun! ❤️ Wish we had him from the puppy stage. But we had an amazing time while he was here. 

Thanks to the stellar Nelson Animal Hospital for their exceptional care. He had a lot of health needs and Gabby is the best vet and treated him like gold.
    Fall is my favourite season! 

🍂🍁🎃🪄🧙🔮🧡 

The colours this year are just amazing. Hoping everyone has a restful and relaxing Thanksgiving weekend.
    📈 The Bank of Canada has announced a .25% Prime 📈 The Bank of Canada has announced a .25% Prime rate decrease…. It’s been a waiting game for the last months and may be overdue. But a rate drop is here,with a few more, .25% decreases expected in the next four to six months. 

What does this mean for mortage holders and the housing market? 🛌

The decrease will lower borrowing costs on all variable rate mortgages and lines of credit. Banks and lenders make the adjustment and the next payment lowers. 

Often a Prime rate reduction means fixed rates will also lower. That may take days or weeks. Variable and fixed rates are impacted by two very different mechanisms. The fixed rates move based on the bond market. So these rates are loosely tied together and generally raise and lower around the same time but not my the same amount. 

This change may stir up more interest in the housing market, get buyers off the sidelines and prompt potential sellers to list. Lower rates = lower mortgage payments. And that is good news! 🤩

#elevationmortgage
    Some weekends are just magic. 😄Hike, bike, kaya Some weekends are just magic. 😄Hike, bike, kayak, pickleball, boat ride, swim, waterfalls, cold plunges in mountain streams (the perfect spot) and so much fun with friends! ❤️⛰️🏞️🌊🚣🥾 Thanks to the Laura’s for outdoor adventures! And to mom for the awesome e-bikes! Adventures await 🚲😘Vikki Milne
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