Calgary’s Mortgage Brokers
Trusted Advice Across Alberta
Julie and Andy Jeffery built Elevation Mortgage in Calgary. Over the years, they’ve helped thousands of Albertans buy their first home, renew with confidence, and build real wealth through property. The office address may have changed — but their commitment to every Calgary client hasn’t.
20+
30+
Calgary, AB
– DEEP CALGARY ROOTS
A Mortgage Broker Who Knows This City
We didn’t just work in Calgary — we lived it. Julie and Andy called Citadel, Rocky Ridge, Marda Loop, and Knobhill home over the years, and launched Elevation Mortgage with a bricks-and-mortar storefront in Marda Loop. From Beltline condos and inner-city infills to acreages in Rocky View County, and refinances and renewals throughout Alberta, we’ve financed homes across every corner of the province.
That experience means we understand the nuances of Alberta real estate: how the local economy moves, what lenders look for in this market, and how to structure financing that actually fits your life here. When you work with Elevation Mortgage, you’re working with people who already know your neighbourhood.
Communities We Serve
We serve clients across the full Calgary area and throughout Alberta:
City of Calgary • Airdrie • Cochrane • Chestermere • Okotoks • High River • Strathmore • Rocky View County • Red Deer • Lethbridge • Medicine Hat • Grande Prairie • Edmonton • All of Alberta
Alberta-Licensed Expertise
Fully licensed in Alberta, with years navigating this province’s unique lending landscape — from urban condos to rural acreages, we know what it takes to get deals done here.
Full-Service, Fully Remote
We do everything digitally — securely, efficiently, and on your schedule. Most clients complete their entire mortgage process without a single in-person meeting, and say it’s smoother than ever.
Your Rate. Not the Bank's.
We bring over 30 lenders to the table and create genuine competition for your business. That’s the difference between a mortgage that’s available and one that’s actually right for you.
Hundreds of Five-Star Reviews
Our Google reviews tell the story better than we can. Clients across Alberta and BC have trusted us with their most significant financial decisions — and those relationships are something we’re proud of.
– EVERYTHING YOU NEED
Our Services – Calgary & Alberta
Every service. Every situation. Expert advice every step of the way.
Pre-Approvals
Before you fall in love with a home, know what you can afford. We get your pre-approval sorted quickly, lock in your rate, and make sure your offer stands out when it matters most.
First Home Buyers
Buying your first home is exciting — and a little overwhelming. We simplify the process, explain every step, and make sure you’re taking full advantage of every program and incentive available to you.
Mortgage Renewal
Your bank’s renewal offer is rarely their best one. Before you sign, let us shop 30+ lenders on your behalf — most clients save significantly just by making one call.
Mortgage Refinance & HELOC
Whether you want a lower rate, access to your home’s equity, or to simplify your finances — we’ll find the right solution and make the switch seamless.
Buying & Selling
Ready for more space — or less? We handle the financing so you can focus on finding the right home, not worrying about how the numbers work.
Self-Employed Mortgages
The bank said no? We hear that all the time. Banks use rigid income calculations that don’t work for business owners. We know which lenders understand self-employment and how to structure you for approval.
Separation & Divorce
We approach these conversations with care and discretion. Whether you’re buying out a partner, refinancing, or starting fresh, we’ll help you understand your options and move forward with confidence.
Investment Properties
Growing your property portfolio? We understand investment property financing — from your first rental to a multi-unit building. We’ll find the right mortgage structure to maximize your returns and keep your portfolio moving forward.
Acreage & Rural Properties
Rural properties, acreages, and hobby farms require brokers who understand the unique challenges: well and septic systems, ALR land, non-standard construction, and properties that make traditional lenders nervous.
Realtor Partners
Your deals close when your clients are pre-approved right. We understand what realtors need: responsive communication, accurate pre-approvals, and no surprises at closing. We work with clients across all of Western Canada and are licensed in Alberta and British Columbia.
– OUR PROCESS
Your Mortgage Journey, Simplified
01
Our First Call
A no-obligation conversation to understand your goals, timeline, and financial picture. No paperwork, no pressure — just straight answers from an experienced broker who’s on your side.
30 MINUTES
02
Pre-Approval
We prepare and review your application thoroughly before submission — handling all lender communication and securing your pre-approval so you know exactly what you can afford before house hunting.
EFFICIENT & THOROUGH
03
We Shop the Market
With your budget locked in, we compare rates, terms, and conditions across 30+ lenders — taking into account each lender’s unique lending policies and guidelines — then present your best options with clear, honest recommendations.
EXPERT RECOMMENDATIONS
04
Ongoing Support
Our guidance doesn’t stop at approval. We’re with you through every stage — from rate holds and condition removals through to funding day, and throughout the mortgage term at each anniversary date and renewal.
UNTIL CLOSING & BEYOND
– CLIENT STORIES
What Our Calgary Clients Say
Real reviews from real Alberta families and investors.
As first time home buyers, we had a very basic understanding of all that went into the process. Elevation answered all our questions with respect and kindness. It made our first time buying an easy-breezy experience!
To say Andy cares about his clients is an understatement. I’ve witnessed multiple situations where Andy has gone above and beyond to ensure the outcomes his clients desire are achieved. He is a wealth of knowledge and his professionalism is second to none.
I have used Elevation Mortgage for both of my purchases. Both times they were thorough, explained all the little details, and I received the best rate for my needs. They are very responsive and you cannot go wrong with this company.
– OUR LENDING PARTNERS
30+ Preferred Lenders
Including local Kootenay partners alongside major national lenders — working for you, not the bank.
ATB Financial
Scotiabank
BMO
Manulife Financial
First National
RFA
CMLS Financial
Merix Financial
Optimum Mortgage
MCAP
RMG Mortgages
Home Equity Bank
+ Many More
Credit Unions | Banks | National Mortgage Lenders
– READY TO BEGIN?
Let’s Talk Calgary Mortgages?
Whether you’re buying your first place, renewing a mortgage on your family home, or refinancing an
investment property — we’re ready to help. Same trusted team. A phone call away.
Julie Jeffery
julie@elevationmortgage.ca
Andy Jeffery
andy@elevationmortgage.ca
Elevation Mortgage
INDEPENDENT MORTGAGE BROKERS · LICENSED AB & BC
Julie & Andy Jeffery — independent mortgage brokers serving Calgary, Nelson BC,
and clients across Alberta and British Columbia.
© 2026 Elevation Mortgage · Independent Mortgage Brokers · Serving Alberta & BC