by elevation-entry | May 22, 2026 | Investment Property
Using Rental Income to Qualify The rental income from your investment property can help you qualify for the mortgage. But lenders don’t count 100% of it — here’s how the math actually works. The Rental Offset Most lenders use one of two approaches:...
by elevation-entry | May 22, 2026 | Investment Property
Down Payment Requirements for Rental Properties Investment properties require larger down payments than owner-occupied homes. But how much exactly? The answer depends on the property type and whether you’ll live in it. Minimum Down Payments Non-Owner-Occupied...
by elevation-entry | May 21, 2026 | Self Employed
Newly Self-Employed? Your Mortgage Options Most lenders want 2 years of self-employment history. But what if you’ve only been running your business for 6 months? Or just made the leap from employment? You may have more options than you think. The 2-Year...
by elevation-entry | May 21, 2026 | Self Employed
Preparing Your Documents for Self-Employed Mortgages Self-employed mortgage applications require more documentation than employee applications. Having everything ready speeds up the process and prevents surprises. Here’s your comprehensive checklist. Personal...
by elevation-entry | May 21, 2026 | Self Employed
Stated Income Mortgages: What Are Your Options? Your tax returns don’t reflect your actual income. You write off everything you can — smart tax planning — but now your qualifying income is too low for the mortgage you need. What are your options? Stated Income...
